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If your account is stolen by some friends knowing your password, tough luck. If you lose your account because of a keylogger (or any other loggers and password readers), DAMN!, you're stupid bud. In both cases, demonstrating with hard rock proof that it wasn't you or some friend of yours that willingly transfered the items to try to scam the GMs is very hard. + it's hard to track all the petitions of stolen items every day from like 100 players and act accordingly for each one.
So follow 2 simple (+1 optional) rules and you will avoid all the trouble:
1. Get Kaspersky Antivirus to kep those keyloggers away.
2. Don't play from internet cafes, if you go to the same very often, some administrator might steal you account through a keylogger.
Optional rule: don't share your password with anyone.
My 2 cents.
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