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You know what would be a good idea? Although it would probably be overcome with some repetition. Perhaps a world bank that would have GMs monitor all large money transactions. And on top of that, they could charge a tax based on the amount. Although gold farmers are very tenacious and could probably work harder, but it would drive up the cost of gold-buying, and thus decrease the amount of gold-buying that would occur.
I think collecting money should be slightly easier than FFXI. Make the loot worth a modest amount of money.
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