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There are many different types of instances as given to you in the OP. But as to what an instance is, it is like a dungeon. However you enter through a portal which brings you into your own unique dungeon so you can fight through mobs and such, while a group doing the same dungeon at the same time, is not with you in your dungeon as they are in their own dungeon.
As for the third one, i will find that one a little hard to explain as it is "unique" as quoted in the OP. However i think it will be a mix of guildwars and WoW. In guild wars, you enter through a portal into a world area where only you are like a normal dungeon, however you quest here and everything is unique just for you. That is the PvE part. The PvP part is, im guessing, like world of warcraft. Where you enter a battleground and you are placed on a team (or you can join as a team) and battle it out with the other faction to attain a specific goal.
So im sure that this third one will be a mix of battling dragons (pve?) and the other faction to ubtain a goal of say capturing specific points to gain control of the abyss
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